As the national capital, Ottawa's housing market leans on a large base of federal and tech employment, with steady demand across first-time buyers, renewals, and move-up purchases in Kanata, Orleans, and Barrhaven.
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Choosing a reverse mortgage mortgage agent in Ottawa
Compare more than one reverse mortgage provider, since Canada has only a couple of major lenders in this space, and ask the agent to walk through exactly how the growing balance affects your estate over time.
Reverse mortgage mortgage agents in Ottawa — common questions
You (and your spouse, if applicable) must be at least 55 years old.
No — that's the core feature. Interest accrues and is added to the loan balance, repaid when the home is eventually sold.
Typically up to 55% of your home's appraised value, depending on your age, the property, and the lender.